The Young and the Thoughtless – Episode 5 – “How did I DO that?”

This is the final Chapter (for now) in this series. For those who have missed the first four episodes, I’ll begin with a recap:

Have you ever felt down because you were too stressed to spend time with your kids or too busy just trying to pay the bills? I have. For years I wished that I could just relax and be like my mom. At the critical times in my life, she’d been there for me. She brought me snacks while I did homework. She stayed up late with me and laughed at my jokes.

Well, as much as I wanted to be that kind of mother, there I was, too stressed over finances to do little more than force a smile at the end of a harried day. No matter if a mom works part-time or full-time, she’ll regularly be at her wits end. Am I right? And to the fathers: sometimes it’s hard to relax because of work concerns, isn’t it?

For many years, my husband and I frantically raced around collecting paychecks, regularly begging the bank to reverse overdraft fees, or apologizing to our creditors that our payment hadn’t quite shown up on time.

Do you realize how much time and money goes into fixing financial messes that never would have needed fixing if a person had had enough in the first place?

We knew there HAD to be a way SOMEHOW to keep our financial promises, AND develop a healthy savings for emergencies, AND raise our kids with focus. Couldn’t I just put all those worries aside and simply be MOM?

In our efforts, we read countless books on success, and attended nearly a hundred seminars all over the country, for we knew that we couldn’t keep DOING the same things expecting DIFFERENT results. Something had to change.

But what we NEEDED to change wasn’t what we thought.

This went on for 7 years.

Among other things, we did learn that a positive attitude was critical to financial success. But as hard as we tried, we couldn’t seem to MAINTAIN one while being beat down by setback after setback, from car troubles to medical problems. Besides, when we DID have a positive attitude, it didn’t ever seem to change our finances; it only helped us be happier in our prison. The thing is, we wanted OUT of financial prison. Was that so wrong?

I slipped into depression. We moved out of state to start a window-cleaning business. It didn’t work out like we wanted, so my husband picked up two jobs, and I stayed home with my two preschoolers. But even though I was home, my children hardly had a mother. I was angry and short-tempered, even to the point that I called the cops on a neighbor boy who had snapped my broom in half. I didn’t have $7 for a new broom, and the thought of not being ABLE to clean the floor even if I FELT like it was enough to send me over the edge.

I resorted to an escapist mentality and decided to go to bed, not caring if I ever got up again. Then, of course, I berated myself for not being able to cope. “Dream big!” “Picture what you want!” The things we’d heard over and over again in seminars taunted me, and, in my bitterness I was angry at the speakers who got our money in exchange for what I thought were cheesy, empty clichés.

“Alright then, FINE! I will!” Out of spite I closed my eyes and decided that since life was miserable anyway, I was simply going to escape into a dream world where I could pretend I was living the life I really wanted. I pictured owning a home for the first time, and having a yard, and though I felt guilty for evading reality, and certain I was mentally ill beyond help, it was the only place I could go to feel joy. I could experience the dream life it as though it was real and never wanted to open my eyes again.

One year later, we had a starter home with a yard… just like I had dreamed. My husband had a better job with benefits. But we were still stressed and strapped and I was still sour and ill-tempered. We still had more debt than we could handle. It took me about three more years and dragging myself to a few more seminars before I realized that the relative upturn in our circumstances actually had their root in the fantasy world which I had conjured in my head that day.

Once I realized what I had done, and WHY it had made a difference, I began to experiment with what I had learned. We both did. And doggone it, if we didn’t triple our monthly income in less than four months. (How much would three times YOUR income be?) It was as though the blinders dropped from our minds and we finally understood how it’s actually possible to take control of our life simply by controlling our thoughts. Yes, “have a positive attitude” is key; but the notion had never held any power for me until I was given the WHOLE picture. So WHY does it work? And what HAD I done, anyway?

Oh, there are thousands of books on the market that teach it. I know, because I had (and still have) a library full of them. But none of them had empowered me enough to effect PERMANENT changes. I decided that I needed to share what I had learned from my own every-day-person-and-mother-of-six perspective. I needed to write a STORY which held within it the power to change a person’s life forever. The result? “The Jackrabbit Factor: Why You Can.”

Is it any good? Hyrum Smith, co-founder of Franklin Covey and CEO of Galileo Initiative thought it was… and Bob Proctor, best-selling author and founder of LifeSuccess Productions did too. You’ll have a chance to see their comments on another page but I want you to know what people like you and me have had to say about it:

“I just devoured your book… I am sitting here in tears because you cannot understand what a blessing and inspiration you have been…I was really moved by the story of Richard and his family and you don’t know how many times I have asked the same questions that Richard asks himself…and tried to lever myself out of the hole that I have been in. I have always believed that positive thought and faith have helped me to stay strong and persevere but after reading your book I realize that maybe it is time that I can do more than just get by.” ~ Wendy Valentine, single mother of three. “I am actually at a loss for words after reading your manuscript. Kind of almost shook a little bit if that makes sense…” ~Fred Schofield, Independent IT Consultant

In a form, it is OUR story. The details aren’t quite the same, but the journey to discovery is there. I want it to get out there quickly to rescue other marriages like ours, and give kids their parents back. I want you to know what I know.

If you’ll go to our Jackrabbit Factor page, you can read the whole thing for free.


The Young and the Thoughtless – Episode 4 – The Reality of Polarity

“Men will continue to have impure and poisoned blood so long as they propagate unclean thoughts. Out of a clean heart comes a clean life and a clean body. Out of a defiled mind proceeds a defiled life and corrupt body. Thought is the fountain of action, life and manifestation; make the fountain pure, and all will be pure.

“Change of diet will not help a man who will not change his thoughts. When a man makes his thoughts pure, he no longer desires impure food.

“If you would perfect your body, guard your mind. If you would renew your body, beautify your mind. Thoughts of malice, envy, disappointment, despondency, rob the body of its health and grace. A sour face does not come by chance; it is made by sour thoughts. Wrinkles that mar are drawn by folly, passion, pride.” ~James Allen, As A Man Thinketh.

“Things are not brought into being by thinking about their opposites. Health is never to be attained by studying disease and thinking about disease; righteousness is not to be promoted by studying sin and thinking about sin; and no one ever got rich by studying poverty and thinking about poverty.” ~Wallace D. Wattles, The Science of Getting Rich.

“The Young and the Thoughtless!” …The Reality of Polarity

If you missed the first three “segments” of this series, start here.

(From our last segment you read: “…Once I decided that I was at the bottom with discouragement and had nowhere else to go but up, things began to change to lead us toward eventual relief. But the changes were in disguise. They seemed to get worse, but were actually the beginning of our deliverance. [Read on] to find out how something worse could actually be the best thing that could have happened to us.”)

Late into the next winter there was a storm. Wait — since I am planning to present some ideas on the law of polarity, I want you to notice the ideas that are negative and then the corresponding positive opportunities that sprung from them. The law of polarity states that within every “bad” situation is an equal and opposite “good”. As we search for the good in everything, our thoughts will literally shape the outcome, and our circumstances will always benefit us. If we only look at the bad, then more of what we consider “bad” will be drawn to us, by law.

So, back to the storm.

(Bad) This was a storm unlike any I had ever seen before. Not because it was so severe, but because of the mess it created even in its mildness. Huge winds picked up salt from the salt flats around the Great Salt Lake, whipped it into the air and blended it with the moisture in the clouds. Inevitably, the storm clouds became very heavy, and rained salt water all over our community 45 miles south. When the rain was all dried up, a blanket of white residue was left on everything, especially obvious on windows.

I was working part time as a teacher, my 2 children were in daycare, and my husband was still working at the gun safe plant. I was also traveling to Salt Lake City twice a week to take my baby to therapy as part of the aftermath of his difficult beginnings.

(Good) My husband saw an opportunity in the salty mess, and quickly invested in a few tools (several hundred dollars worth, including a fancy schmancy high-tech all-in-one ladder system). Going door to door with his new equipment, he offered to wash windows in our neighborhood and in the first weekend was able to recoup his investment. Amazed at the profitability… stunned by his ability to make more money in one hour than he was used to making in four, we began to dream again.

Naturally, his mind opened up and he realized he wasn’t as dependent on his regular job as he had thought.

(Bad) But they were providing our insurance and a steady income, albeit meager. And, the insurance issue was no small thing. With our baby and all of his medical problems, we couldn’t afford to lose the insurance at that time.

Not 2 weeks later, my husband walked across the street to visit a neighbor and slipped on some black ice. Putting his hand down to catch his fall, his arm was jammed back and the force snapped his shoulder blade, breaking the bone. Unable to do his job, his employer gave him 3 months unpaid medical leave and said, “come back then and we’ll try to find you a position.” In other words, we’ll be replacing you and are not promising there will be a job upon your return.

(Good) Not to worry right? He had already discovered a way to make money on his own. Given a little recovery time, he went right to work drumming up window cleaning business and kept us afloat. Even after the salt was pretty much gone, he found the business to provide a pretty good income. He started obtaining larger and larger accounts and was proud to be able to provide his services for very expensive homes, including one that was featured in a local “parade of homes” event.

(Bad) Then we realized something unfortunate… Through the summer, business was good; but winter would come around again and hinder his work.

(Good) It was a quick and rational decision to finally return to Arizona where we could be close to old friends and family, and be able to work the business year-round. It made so much sense and we were excited to start the new chapter in our life.

(Bad) But the market was somehow different down there. Our marketing strategies that worked like magic in Utah were futile in Arizona. He hired on with a window cleaning service and ended up making less than he had been making at the gun safe factory, with no benefits.

We lived in a tiny apartment and drove a twenty-year old car; and against our grain, we had to seek government assistance for the baby’s medical care. I went into a depression, tired of trying. Some of you have heard this part of the story before… it was during this time that a teenager in the complex broke my broom… and I called the cops on him. I couldn’t afford a new broom and I snapped to find it busted.

All of this was naturally a strain on our marriage too.

(Good) Our commitment to God and our marriage vows kept us together, though.

He picked up a second job, working for Sears in their credit department, and eventually was invited by a friend to come on as a temporary at a cement company, working on their computers. Suddenly, I was grateful for, instead of irritated by, all those times when my husband would tinker extensively with our old computer. Here he was putting some of his knowledge to use and was now adding to that knowledge as his friend worked to train him.

Would all of this struggle pay off? Would we ever be able to really prosper? Education is important to us, but my husband hadn’t completed his degree. Without that education, how “stuck” were we? Lot’s of people quit trying to improve their situation, believing that they cannot drastically change their circumstances. We refused to believe that. We also refused to believe that God would want us to live out our lives just scraping by. As I later read, “A person’s right to life means his right to have the free and unrestricted use of all the things which may be necessary to his fullest mental, spiritual, and physical unfoldment.” ~Wallace D. Wattles, The Science of Getting Rich. We believed that saying to be a true principle, and didn’t realize that God was actually leading us along to some great blessings. It all makes sense in hindsight, but in the middle of the struggle it makes very little sense.

What is your struggle? Did you know that it is not purposeless? What odds are stacked against you? By the law of polarity, you can know that if great odds are stacked against you, then you are being primed for greater blessings than you can imagine. But you need to steer your thoughts to believe it, in order for the greatest good to actually manifest itself.

(Bad) At one of my lowest points I decided that the only way to feel happy would be to go to my room and try to fantasize about the life I really wanted. I was down on myself for resorting to such an escapist mentality. I wanted to escape reality and live in a dream world. What would it be like to own a home? To have a yard for my kids? To have enough for the groceries I wanted? I tried to feel the happiness that I thought I’d feel if it were true.

(Good) If I hadn’t fallen so low, I never would have resorted to that kind of an escape. I have a feeling that God knew that if He would let me struggle long enough, I’d eventually resort to fantasizing… and because He cannot bless us with circumstances that are out of harmony with our own thoughts, all He had to do was let me struggle long enough until I started to emotionally think about what I wanted, as though it were already mine. I was led to want very badly to really feel the happiness and joy that would come with the life I dreamed about. That’s the secret, I had no idea it could be so simple! The minute I began to apply the laws of thought, unknowingly, was the same minute that things began to move and circumstances began to gather to see my dreams turn into reality.

Tune in next time to find out what happens when the Young and the Thought-less begin to get Older and Thought-ful… in other words, when we finally started to live in harmony with the Laws of Thought! See how once we understood the Laws, we were finally able to change the direction of our roller-coaster world! Life is full of ups and downs no matter what. But what a difference it made when we purposely applied our new understanding of the laws; and it is my hope that you’ll see dramatic changes in your life as well.

Our job is to think right. It is not our job to manage the creative process: we don’t have to know how things will come together. That’s God’s job. We must simply think right, and trust God. I should also add that part of thinking right is being determined to act on the inspiration that God gives us. We have to have faith, and we must trust Him.

If you recognize that through right thinking your circumstances can be changed, but realize your thoughts need more discipline, read this.


The Young and the Thoughtless – Episode 3 – It Wasn’t the Dream

“The soul attracts that which it secretly harbors; that which it loves, and also that which it fears; it reaches the height of its cherished aspirations; it falls to the level of its unchastened desires; and circumstances are the means by which the soul receives its own.” ~James Allen, As A Man Thinketh.

Thoughts create feelings, and your feelings shape your circumstances.

Fear is natural, but conquerable. The feeling of fear can be dismissed. Do you fear bills? If you put too much emotional energy into that fear, you will attract more bills. They might come in the form of car repairs, medical bills, or increased debt… but no matter what the form, they will be drawn to you.

Do you love peaceful family time? Do you love that more than you fear stress? Which of the two circumstances do you experience more?

As we learn the laws and live by them, we come to realize how much God’s hand is in everything around us. He is a God of order; this is an orderly universe. All that seems so random is not random at all. Learn the laws, live by them, and watch your life take dramatic turns towards greater prosperity.

“The Young and the Thoughtless!” …It Wasn’t the Dream

If you missed the first two parts to this new series, start here.

So now, I present you with Part 3 of the ongoing series, “The Young and the Thoughtless.”

(From our last segment you read: “…We came home with a lighter attitude toward our struggles, and a firm resolve to never miss another opportunity like that for personal growth. The facts had not changed, and our income didn’t change either, but our outlook definitely did. And that was only the beginning. Be sure to read [on]… to see how quickly we could regress.”)

Brief disclaimer: I should explain something here… we had joined a network marketing program because we saw that if we could do what the leaders had done, we could enjoy the lifestyle they lived. We looked forward to enjoying a passive income. We looked forward to early retirement and lots of family time.

Please understand as I share our story that we are not discouraging NOR promoting any particular network marketing program.

We gained so much through the training we received, learning some life principles and people skills, and we count it as a positive experience. We are no longer actively involved in that program… but it indirectly led us to the information I share through my website.

We came home from that seminar weekend all charged up to build our business fast. We were working days at a home for the mentally handicapped and going to school part time, and each night we were out talking with people, promoting our business. Right up until the day I went into labor; in fact my first contractions were during a presentation with a new prospect.

Each month we attended a seminar for more tips and motivation. Each month we came away re-committed to succeeding.

After my first son was born I quit work. After all, we had long before decided I would stay home with the children once they were born. Never mind that we were strapped even before I quit… it just felt like the right thing to do. After a year of that, and going deeper and deeper into debt but hanging on tight to our business leaders and monthly seminars, my husband was laid off. All at once I had to put my son into day care and go to work through a temp agency. I remember dropping him off while it was dark in the morning and picking him up in the evening, again in the dark. It was a natural symbolic representation of how I felt inside. Trevan found work at a garage and then was finally re-hired at the gun-safe company. I found permanent part-time work at a junior high school, teaching math.

Through all of this we continued to work our business in the little spare time we had. We had been told that we should be able to create an income of $2000/month if we would give 15 presentations a month consistently. We felt awfully busy, but our productivity was very low. For some reason we just didn’t maintain that kind of pace. We were giving 4 or 5 presentations each month and blamed our lack of success on our inability to show enough presentations.

We determined that if we were just excited enough, we’d be out doing presentations all the time! We remembered other things we had been excited about and accomplished in the past, and remembered that we hadn’t needed to psyche ourselves out to get the job done. We didn’t have to force ourselves to do anything, when we were in love with a dream we naturally did everything it took to make it happen!

Take courting your spouse for example… if you were like me, you didn’t have to attend a monthly seminar on how to keep him (or her, if you are male) in your thoughts, and how to make time for him. You thought about him constantly, you slept less if it meant you could spend time with him, you were constantly thinking of things you could do to grow your relationship with him. You were happy and excited about being with him and the prospect that it might become permanent!

Well, how on earth do you develop that kind of passion for a business idea or lifestyle if you don’t already have it? That was our dilemma. After three years of business (busy-ness, more accurately), I wrote in my journal the following:

June 14, 1995 I know that all it would take is for us both to get excited -naturally- the way we have been about other things. That’s why we’ve been told to get a dream -a vivid one- else all the work is in vain. But it’s been 3 years and we still haven’t found whatever it would be to affect us the way our dreams of the past have. I’m sick and tired of trying to force a dream! Can we please be given a dream strong enough to make us effective? Something that will make us excited anytime we think about it. Something we can believe in consistently. Something right for us. Something that inspires us to go with little sleep and motivates us to become better people. We’ve tried to fake it and force it for so long.

I prayed for a dream, and by the end of another weekend seminar I had a vivid dream to make a bunch of money and contribute it to the Primary Children’s Medical Center where my second son had recently undergone heart surgery at 4 days old. The thought burned within me and I knew that here was a dream with some power. One month later I wrote:

July 23, 1995 Why am I so weak. I don’t know why it’s so difficult for me to stay committed to a principle. I still believe in that goal but I’ve lost some belief in my ability to change my habits permanently. I’m happy in my soul when I set goals and accomplish them but I’m so fallible. I do good for a short time and then fall deeper and harder. I’m discouraged – I don’t let myself think about my job in the fall, it’s too easy to get depressed when I do. I want to excel…

As for the basic schedule I outlined a few pages ago? Well that lasted a week. Near the end of the week I had already forgotten why I thought it would be such a good idea. As for my dream to give the hospital a bunch of money, where is that dream’s power now? Why don’t I feel as strong about it now? The motivation has to be bigger than the obstacle, why do my puny obstacles seem so big? I used to take challenges and stay so focused on them until they were conquered. What drove me? Why do I feel so average now?

If only I knew then what I know now about the seven laws. I had an idea of what I needed but didn’t know how to get it… the vision, the dream, the motivation. All I lacked was knowledge, but it took another five years before I gained that knowledge. I learned that for me, at least, I needed to know better how the universe operates. So that when I lost faith in myself, I could depend on universal laws. I am not constant, but the laws are. I needed something outside of myself to rely on. Yes I relied on God, but what does that mean if I don’t understand the laws by which He operates? If I don’t understand all of His laws, then I might find myself saying, “oh well, I guess God didn’t want me to prosper anyway.”

Once I decided that I was at the bottom with discouragement and had nowhere else to go but up, things began to change to lead us toward eventual relief. But the changes were in disguise. They seemed to get worse, but were actually the beginning of our deliverance. Stay tuned for our next segment of “The Young and The Thoughtless” to find out how something worse could actually be the best thing that could have happened to us.

The lessons minus the story, which took us 8 years to learn, is available in the book Hidden Treasures: Heaven’s Astonishing Help with Your Money Matters. I hope you can appreciate how inexpensive this information is. It cost us 8 years and somewhere around $40,000 in debt, not to mention income lost during that time that we might have enjoyed, had we learned it sooner. Save yourself some time and money by learning it now!

“THERE IS A SCIENCE OF GETTING RICH, and it is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches, and once these laws are learned and obeyed by anyone, that person will get rich with mathematical certainty.” ~Wallace D. Wattles, The Science of Getting Rich.

If you are ready for a landmark, life-changing program… if you are empowered by all that you have read so far and are ready for your own pivotal experience… if you have already spent tens of thousands of dollars on education and are willing to spend just a little more for some real applicable wisdom, then I highly recommend that you check out the Family Time & Money Freedom program that I put together. For more information, visit

Click the navigation link below to enjoy the next Episode of “The Young and The Thoughtless”…


The Young and the Thoughtless – Episode 2 – Could This Be True?

“Every man is where he is by the law of his being. The thoughts which he has built into his character have brought him there, and in the arrangement of his life there is no element of chance, but all is the result of a law which cannot err. This is just as true of those who feel “out of harmony” with their surroundings as of those who are contented with them.” ~James Allen, As A Man Thinketh.

How do you like that? He’s saying that your circumstances, good and bad, are only a result of your very own thoughts. That’s really great news, because it presupposes that you have more control over your tomorrows than perhaps you’ve ever realized.

As we learn the laws and live by them, we come to realize how much God’s hand is in everything around us. He is a God of order; this is an orderly universe. All that seems so random is not random at all. Learn the laws, live by them, and watch your life take dramatic turns towards greater prosperity.

The “Getting Personal” series has been renamed: “The Young and the Thoughtless”! If you missed the first “post” of this new series, read it here.

Congratulations to Alanna Webb! Many excellent submissions came in, for which we thank you that contributed! But when this one came in, it put a smile on our faces and a chuckle in our belly, and we couldn’t pass it up. Truly, we were Young and Thoughtless… as you will see more clearly as the story develops.

I hope that my husband and I can be considered Young still, but not “without Thought” having learned the lessons we will be sharing with you!

So now, I present you with Part 2 of the ongoing series, “The Young and the Thoughtless…”

(From our last post you read: “…But I finally consented, and while we were there, a speaker said something that saved our marriage. Didn’t make us rich, but rescued our relationship. Who would have expected such a thing from a seminar about money??”)

NOW… Let me say this. Our relationship was pretty strained on that trip already for several reasons. Number one, I was 5 months pregnant with our first baby, and was cranky and uncomfortable to begin with. Number 2, we were still driving the old ’69 Volkswagen Beetle, travelling to the Phoenix Valley in June. Number 3, we had spent our only savings to make the trip and I was still trying not to feel upset about that. Number 4, I was still jittery from having gone off the road a year before when my husband had fallen asleep at the wheel. Number 5, I was not impressed with our hotel accommodations having expected something really nice for all the money we had put out.

Trevan was frustrated with my negativity and took it personally every time I grasped the seatbelt at every little traffic danger, near or far, while we motored down the freeway.

As we sat in the seminar, we scrutinized everything anyone said. We scrutinized the music they played. We felt it was our moral obligation to judge whether or not these people were people of integrity. Very uptight and judgmental. Well, why not? The love of money was the root of all evil, after all… and we had to be cautious that we didn’t get too caught up in materialism.

We only wanted money so that I could stay home with the baby when he was born. We wanted to get out of debt. We didn’t care about fancy cars (although if we had been honest with ourselves we might have recognized the difference a nice car – a safe car – would have made on my attitude during the trip.)

So what about the speaker that “saved our marriage,” like I said? Well, he happened to be a comedian, hired to break up the seriousness of the meeting and keep us all awake. Andy Andrews. A phenomenal entertainer that has performed at the White House and has been lauded for his wholesome family-friendly content. I truly remember next to nothing of that entire 3-day seminar except for the one little quip made by Andy Andrews. I’m no comedian, and cannot rehearse his words the same way he delivered them, but he very briefly made fun of women’s faulty depth perception. Nearly perfectly he mimicked me and my highly stressed demeanor in the car. He laughed at how someone might pull out in front of the car 300 yards ahead of it, and the woman in the passenger seat will *gasp*!

White with panic, the driver will exclaim, “What’s wrong?!!” And she will answer, “someone pulled out in front of us and I thought we would crash!”

This little story coming from the speaker on stage and the roars of laughter around us made it impossible for me to continue to stew at everything that I felt was wrong with the trip. Like carbonated soda spewing out of a shaken bottle, my pent-up emotions came spilling out in the form of uproarious laughter. Trevan and I could not stop laughing, and all of a sudden, all of the stress and anger had no room to stay.

We came home with a lighter attitude toward our struggles, and a firm resolve to never miss another opportunity like that for personal growth. The facts had not changed, and our income didn’t change either, but our outlook definitely did. And that was only the beginning. Be sure to read our next post of “The Young and the Thoughtless” to see how quickly we could regress. Read about the little lessons we had to learn and see how they compare with the lessons you have learned, or have yet to learn??? I’ve heard that we will be tested over and over again with the same problem until we finally learn the lesson contained in it… the challenges do not have to be endless!

“As the progressive and evolving being, man is where he is that he may learn that he may grow; and as he learns the spiritual lesson which any circumstance contains for him, it passes away and gives place to other circumstances.” ~James Allen, As A Man Thinketh.

Stay tuned for the next episode of “The Young and the Thoughtless”…