Hope Floats the Financial Boat

Think for a minute about the natural reaction of non-swimmers who are thrown into deep waters.

Can you picture it?

They panic, and thrash violently. They become consumed with the fear of, “What if I go under and can’t come back up?!” Full of adrenaline and to avoid the worst, they claw and pound the water, in a frantic effort to stay afloat.

Eventually, if they don’t get some help, they go under out of sheer exhaustion.

This is also a vivid metaphor for people who feel like they’ve been thrown overboard without a life jacket financially.

Maybe they intentionally “abandoned ship”, leaving a regular source of income to go out on their own in search of another boat, or maybe it happened in a storm. However they got there, they may feel like a non-swimmer, fully exposed to choppy waters, surrounded by mysterious depths, and at risk of drowning in bills and other pressures.

In a situation like that, the natural inclination is to panic, and work too hard frantically trying to stay afloat – ultimately wearing themselves out and sinking into despair.

The truth is, that the principles which keep a new swimmer afloat in the water are the same principles that keep you afloat financially:

1) Take a deep breath,
2) Relax, and
3) Keep your chin up


That’s how you stay afloat in the water, and that’s how you stay afloat financially, too.

Stop for a moment and let the following statement sink in (no pun intended):

Having money does not create peace of mind; it begins with peace of mind.

Before you can learn to swim efficiently, you’ve got to learn how to FLOAT. Not just in swimming, but in your finances, too. I’m convinced that people who enjoy true abundance live abundantly, not because everything always goes their way, but because they have learned how to float and swim in choppy waters without being overcome by exhaustion.

And floating only works when you stay calm. When you are calm and keep you chin up, you float; not just in water, but with finances, too. Staying calm allows your mind to be relaxed enough to notice the inspiration that helps you solve the problem. Don’t cut off the Source of your answers by freaking out!

The cure for fear is not courage, the real cure for fear is knowledge. When you know WHY you can be at peace, it’s easier to feel peace. Choosing peace of mind also keeps you in the path of all the opportunities and resources you’ll need. (Read Hidden Treasures FREE – to find out why this works.) Freak out, and you jump off the path.

Whether you leave a ship by choice or not, finding yourself in the water can be terrifying, especially if you never learned how to swim. But hope and optimism literally and financially make you more buoyant.

Discover the truth of this and you may also discover that swimming peacefully allows you to get where you want to go without a boat at all. (A shout-out to all you entrepreneurs out there!)

So, breathe… relax… keep your chin up… and trust the current to take you to the next boat or port on your journey to financial freedom.

For more on this topic, join me in the life-changing Mindset Fundamentals Ecourse – ($37)

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Be thankful for sandwiches, too

From Jackrabbit Factor, we learn that finding and eating “sandwiches” on the path might not be the ultimate goal, but it can provide sustenance and energy for chasing the next “rabbit”. (Read it for the full analogy)

It other words, don’t begrudge the sandwich.

Will Davis put it this way. He said:

“I took a break from looking for jackrabbits to enjoy a peanut butter and jelly sandwich on the path, before picking up the search [again], and being led to the right one.”

Notice: he allowed himself to ENJOY the sandwich, and then he caught his rabbit more easily.

Sometimes we have to give ourselves permission to rest and refuel. It’s not just ALL about rabbits.

We thank God for sandwiches, too.

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Immediate Results

I received a fun message, reminding me of how simple it can be to apply the principles for truly immediate results.

Check this out:

Hi Leslie! I was thinking of you today. I had lost your book in my daughters room and she finally found it several days ago. I’ve been rereading all of the underlined portions and did something that worked!

I got my car washed yesterday and they put a scratch in my clear coating. My husband said to go back and ask what they would do to make it right.

When I read all of the reviews on Yelp, everything was terrible! My initial reaction was “Why should I even go back? They’re not going to fix anything anyway!”

I decided to apply what I learned in your book.

I decided to be grateful that they were actually going to do something to fix my car and be happy as I was driving over there.

When I got there I met the manager and asked him to come and look at my car. He said, “Are you angry about it?

I said, “I’m not mad. I’m just kind of bummed.”

He said, “I can fix bummed.”

Long story short, he waxed and buffed the scratch out of my car, cleaned up the milk on the inside that the other person had missed. He even offered me a 25% discount for him to do sealant on the whole car to protect it.

He was super nice. I even hugged him goodbye. He said he’s always willing to fix things when customers come in with a “Can you please help me” attitude.

Had it not been for your book, I would’ve gone in with a completely different emotion.

I know you probably have hundreds of stories like this, but I couldn’t help adding one more! Really love your books. Really love how things can change so quickly just by using the way we think!

To learn more about WHY it works, download one of my books, FREE!

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A public apology to Dave Ramsey

daveramsey

For years I heard about Dave Ramsey and I’m embarrassed to say that (without listening to him myself) I had him pegged as the guy who helps broke people manage their limited supply, while I elevated myself as the teacher who helps people expand their supply.

At first pass, this may appear to be the case. But I want to set the record straight.

Listening to Dave Ramsey’s podcast and daily radio show has become one of the most inspiring, motivating things I do for a number of reasons:

(Pay special attention to reason #2)

1) Dave’s advice is solid. Scripturally sound too, if that matters to you. I honestly wish we had been listening to him back when we first started making a lot of money. If we had, we wouldn’t have nearly lost it all in 2008.

2) The good news is that the principles I teach help you get what you want. The bad news is that the principles I teach help you get what you want. Did you catch that? They work even if you set stupid goals. Dave’s program helps you choose smart goals. REALLY SMART GOALS.

3) In the past, I’ve offered psychological strategies for getting out of debt. While they make sense according to the principles, human beings do a better job getting out of debt by following his advice than they do mine. In time, I hope to update some of my materials to reflect my evolved point of view. My tips may seem good and right as they are, but the fact is, he’s got a longer track record of helping MORE people actually achieve the debt-free goal, and I’m not ashamed to tell you that.

4) I thought Dave was only about managing a limited supply. The truth is, he has a LOT to say about how to expand your cash flow. I never realized that before! Combine his tips with the principles you’ve been learning from me, and holy moly, you’d be unstoppable.

5) I thought Dave’s audience was only low income wage earners, and that high earning entrepreneurs had nothing to learn from him. GASP! Those of you who are already fans of his know how wrong I was. He has SMART guidance for helping you increase your income through entrepreneurship, if that is one of your goals.

6) The principles I teach are a powerful and appropriate rescue when you’re in crisis. But once you get on your feet and start building for your future, his advice will keep you on a solid path. It will keep you out of debt. It will keep you prepared for emergencies, it will keep you on track toward building wealth, and prepare you to give like no one else. At any point along the way, if you face another crisis, apply what you’ve learned from me to exercise faith and get yourself back on track quickly. Use the principles to achieve his baby steps in record time!

7) His baby step goals do not have to replace the goals you already have… but I do encourage you to listen to his podcast for a couple weeks and consider following his advice on what would be the smartest ORDER for obtaining them.

8) He’s entertaining and seriously MOTIVATIONAL! There’s nothing more powerful than hearing people accomplish seemingly impossible things. Like paying off your house in your 20s, or paying off $500,000 in student loan debts in only three years, starting out making only $50K/year. We’ve already made more progress since listening to him than we were making before.

9) Dave loves to point out how most people who follow his baby steps usually end up getting raises, promotions, or increased business revenue in the process. He says that God tends to bless the person who is on the right path, and I believe that wholeheartedly.

10) Some people disagree with his investment recommendations. I’m not qualified to comment on those. But I do appreciate the education I’ve been receiving, so that I can at least make more informed choices than I’ve been able to make in the past.

Oh, there are plenty of other reasons I’m excited about Dave Ramsey and what I’ve been learning, but just so you know, getting paid to promote him is NOT one of them. He doesn’t know me from Adam – I’m just another one of his listeners.

I just know that if you are feeling a little uncertain about what goals you should choose next, or uncertain about how to get out of debt, or uncertain about how to do what needs to be done without going into more debt, or if you just want to know what it feels like to not HAVE any, then I wholeheartedly encourage you to listen to his daily radio show or podcast.

I have colleagues who do not agree with his philosophies. I have colleagues who don’t agree with me, either. I don’t always say the same thing as other mentors or gurus (here’s why). The fact is, different mentors’ messages have had particular application to our situation at different times along the way.

But these recent years have been the right time for us to learn from Dave.

At other times, other mentors have been right for us, even when they had different counsel for us than what Dave would have taught. It’s all good. It’s all about getting the right advice at the right time. Not always because it is necessarily the best, but because sometimes we need to learn something from the experience, which helps us become more effective teachers.

(Remember the sidewalk and picnic analogy at the beginning of The Jackrabbit Factor free download?)

Some of the advice we’ve received over the years has been very expensive and painful – but the lessons we learned had a purpose. Without those lessons and life experiences, I never would have become the award-winning three-time international bestseller of The Jackrabbit Factor, Hidden Treasures: Heaven’s Astonishing Help with Your Money Matters, and Portal to Genius

So… I guess it’s okay.

Still, I would have preferred to learn my lessons from other people’s mistakes (such as Dave’s) instead of my own. It would have been so much faster! It might be faster for you, too.

Anyway, Dave’s message may not be right for everyone right now (for whatever reason) but it’s a whole lot MORE right for more people than I ever gave him credit for.

Sorry, Dave!

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